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Behind The Importance Of Health Insurance For All People In The United States

The care and keeping of your health is an important thing and is something that will remain important all throughout your life. From your very earliest days to your very last, the quality of your health is likely to have an immense impact in the overall quality of your life. Fortunately, there are many steps that one can take to stay in good health, at least for the majority of the time.

For one thing, simply taking good care of your body is a great way to maintain your overall health. Eating well and regularly exercising can both improve your overall health and can also prevent a number of different types of medical problems from ever developing. In fact, doing more than seven hours of various physical activities a week can even extend your life, according to a number of studies. And incorporating exercise into your life can be a great way to lose weight and improve your overall health, as even just hiking for a mere one mile can burn as many as 500 total calories.

Sometimes, however, you need to see a doctor and so it is hugely important for even the healthiest of people to have some type of health insurance and health plan. Health insurance can help to lower the costs of all health care which is certainly a good thing, as healthcare costs have skyrocketed all throughout the United States. Without health insurance and decent healthcare coverage, far too many people would be unable to pay for the healthcare and medical treatments that they need. In fact, far too many people would not even be able to afford various types of lifesaving treatments, something that would likely lead to the untimely deaths of far too many people of all ages and backgrounds.

To really get a picture for how important health insurance plans are, let’s first take a look at some of the statistics surrounding healthcare costs in the United States. For instance, the cost of prescription medications is on the rise. Recent data has even found that the total amount of money spent on such medications has increased by as much as 9% – all between the one year span of time between 2014 and 2015. In the years that have followed since, the prices for these often life saving and incredibly necessary medications have only continued to climb ever skywards.

Out of pocket costs can also continued to increase even when health insurance is in place. As a matter of fact, the typical out of pocket cost for any given form of medical treatment has increased by a full 30% since the year of 2015, now a few years in our past. There’s no denying that healthcare costs are on the rise and are even pricey for people who already have some form of health insurance. For those without health insurance, medical debt has become a very real thing and one that is difficult to avoid.

And you might think that because your young and healthy and take good care of your body, health insurance isn’t really necessary for you to get, at least not yet. However, nothing could be further from the truth. After all, emergencies happen to even the youngest and healthiest among us. And it is the costs accrued in the typical emergency room that really beat out all other health costs. In fact, it is not uncommon for even a minor ER visit to end up costing more than $1,000 before the health insurance in question kicks in. Without health insurance, you’ll owe this full amount or even more. When you do have health insurance, however, it is likely that the amount you owe will be less than $500. This is still a considerable amount, of course, but is certainly better than the alternative – paying the full amount of your ER visit, especially for an emergency event.

At the end of the day, CHP health insurance matters and should not be overlooked. This is true for those who have a number of health concerns as well as for those who are young and quite healthy, all things considered.

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